Insurance & Your Claim

Florida DUI, criminal defense, and personal injury, explained by a forensic lawyer-scientist and former public defender. Celebrity cases, courtroom strategy, and the science behind the evidence, in plain English.

Rory Safir

Every post here is written by Rory Safir, one of a handful of ACS-CHAL Forensic Lawyer-Scientists in Florida and a former Assistant Public Defender in Tampa.

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Who Pays My Medical Bills After a Car Accident in Florida?

It surprises many people to learn that after a Florida crash, the first coverage to pay your medical bills is usually your own, even when the other driver was clearly at fault. Florida’s no fault system is built that way, and understanding the order of who pays helps you avoid...

Should I Accept the Insurance Company’s First Offer?

A settlement offer lands a few weeks after the crash, the bills are piling up, and the check would make the pressure stop. The pull to just take it is real. But a first offer is rarely a fair one, and once you sign the release that comes with it,...

How Impairment Is Proven When a Drunk Driver Hurts You

When a drunk driver injures someone, many folks assume the impairment will simply speak for itself. In a civil case it does not. The impairment has to be proven, and the proof lives in the same evidence a DUI prosecution runs on, the breath test and the machine’s records, the...

Do I Have to Give the Insurance Company a Recorded Statement?

Within a day or two of a crash, the other driver’s insurance company often calls, friendly and helpful, asking for a quick recorded statement to process the claim. It sounds routine. It is not. That call is one of the most consequential moments in the early life of a claim,...

How Long Do I Have to File an Injury Claim in Florida? (It Got Shorter)

If your sense of the deadline comes from anything you heard before 2023, it is probably wrong, and that mistake can be fatal to a claim. Florida used to give injury victims four years to file. It does not anymore. A sweeping change in the law cut that window in...

What Happens to My Case if I Was Partly at Fault in Florida?

Many people assume that if they were even a little to blame for a crash, they have no case. That is not how Florida works, though a 2023 change did raise the stakes. Being partly at fault reduces your recovery, and past a certain line it now ends it, so...

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Arrested for DUI in Florida, the bookI wrote the book on Florida DUIFree to anyone facing a charge in Tampa Bay. Plain English, nineteen chapters, no law degree required.Get your copy →ACS-CHAL Forensic Lawyer-Scientist badgeForensic Lawyer-ScientistOne of six attorneys in Florida with the ACS-CHAL designation from the American Chemical Society.What that means for your case →

Case Results

$285,000, Pinellas County: a hotel guest slipped on algae left on a pool deck despite repeated reports, and suffered an ankle fracture, a mild brain injury, and lasting balance problems.

Past results are examples only and do not predict, promise, or guarantee the outcome of any other case.

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“When so many others told me to give up, Rory encouraged me to fight for what I deserved. We won, and my outcome would not have been the same without him.”

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