Insurance & Your Claim

It surprises many people to learn that after a Florida crash, the first coverage to pay your medical bills is usually your own, even when the other driver was clearly at fault....

A settlement offer lands a few weeks after the crash, the bills are piling up, and the check would make the pressure stop. The pull to just take it is real....

Within a day or two of a crash, the other driver's insurance company often calls, friendly and helpful, asking for a quick recorded statement to process the claim. It sounds routine. It is not....

When a drunk driver injures someone, many folks assume the impairment will simply speak for itself. In a civil case it does not....

If your sense of the deadline comes from anything you heard before 2023, it is probably wrong, and that mistake can be fatal to a claim. Florida used to give injury victims four years to file. It does not anymore....

Many people assume that if they were even a little to blame for a crash, they have no case. That is not how Florida works, though a 2023 change did raise the stakes. Being partly at fault reduces your recovery, and past a certain line it now ends it, so...