Hurt in an Uber or Lyft Crash in Florida? The Coverage Depends on One Thing
A rideshare crash is not an ordinary car accident, because the moment an Uber or Lyft is involved, who pays for your injuries turns on a corporate insurance structure the companies built to control what they owe. If you were hurt as a passenger, as another driver, or as a pedestrian or cyclist struck by […]
Florida Dog Bite Law: There Is No “One Free Bite” Here
Florida is one of the better states in the country to be a dog bite victim, because the law does not give the owner a free pass for the first bite. If a dog bit you, the owner is responsible whether or not the dog had ever shown a mean streak, and that changes the […]
Florida Bicycle Accident Law: The 3-Foot Rule, the Helmet Myth, and Your Rights on the Road
The most useful thing to know after a bicycle crash in Florida is that the law is already on the rider’s side of the road. A cyclist is not an intruder in traffic. Under Florida law, a person on a bicycle has the rights and the duties of the driver of any other vehicle, which […]
Hit by a Car While Walking in Florida? You Have More Rights Than the Driver Will Admit
People walk all over Tampa Bay, and every year the roads here prove how dangerous that is. In Smart Growth America’s Dangerous by Design report, the Tampa, St. Petersburg, and Clearwater metro has ranked among the deadliest in the nation for pedestrians and the most dangerous in Florida. If a driver hit you while you […]
Florida Motorcycle Accidents: No PIP, No Injury Threshold, and the Helmet Myth
A motorcycle crash is not just a car crash on two wheels, and a rider’s legal situation is meaningfully different in Florida, in ways that can cut for the rider. The trouble is that riders often walk into a claim carrying assumptions from car cases that do not apply, and the insurer is happy to […]
Who Pays My Medical Bills After a Car Accident in Florida?
It surprises many people to learn that after a Florida crash, the first coverage to pay your medical bills is usually your own, even when the other driver was clearly at fault. Florida’s no fault system is built that way, and understanding the order of who pays helps you avoid both surprise bills and costly […]
Should I Accept the Insurance Company’s First Offer?
A settlement offer lands a few weeks after the crash, the bills are piling up, and the check would make the pressure stop. The pull to just take it is real. But a first offer is rarely a fair one, and once you sign the release that comes with it, the case is over for […]
What Happens to My Case if I Was Partly at Fault in Florida?
Many people assume that if they were even a little to blame for a crash, they have no case. That is not how Florida works, though a 2023 change did raise the stakes. Being partly at fault reduces your recovery, and past a certain line it now ends it, so understanding where that line sits […]
How Long Do I Have to File an Injury Claim in Florida? (It Got Shorter)
If your sense of the deadline comes from anything you heard before 2023, it is probably wrong, and that mistake can be fatal to a claim. Florida used to give injury victims four years to file. It does not anymore. A sweeping change in the law cut that window in half, and many injured people […]
Do I Have to Give the Insurance Company a Recorded Statement?
Within a day or two of a crash, the other driver’s insurance company often calls, friendly and helpful, asking for a quick recorded statement to process the claim. It sounds routine. It is not. That call is one of the most consequential moments in the early life of a claim, and the timing is deliberate. […]